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Make TMRW yours - Apply now
Meet TMRW the Digital Bank for Gen-Y.
- • Earn up to 1.3% p.a. interest for the first THB 1 million*
- • Up to 3% cashback on your TMRW Credit Card
- • Receive reminders and alerts on upcoming spends and save in a fun way!
1st Benefit: Get up to 9,600 Points when you apply, save, and spend
2,400 Points
(Equivalent to THB300)
when you complete your application at TMRW kiosks with your ID card within 14 days plus top up THB10,000* into your TMRW Everyday account and maintain the accounts balance according to the condition.
If you have difficulties going to TMRW kiosk, you can use mobile authentication service, simply chat with us.
+
7,200 Points
(Equivalent to THB900)
when you spend THB2,000 on your TMRW Credit Card within 45 days of card approved.
2nd Benefit: Get The 1 point up to 10 times!
Get The 1 point up to 10 times for every THB 25 spending with TMRW Credit Card
OR
Get The 1 point up to 5 times for every THB 25 spending with TMRW Debit Card
Maximum spending THB 10,000 per calendar month for 3 months
The 1 point calculation period will be continued from the successful TMRW account opening for the period of 3 months.
3rd Benefit: Get The 1 point up to 3 times on every THB 25 spending
Get The 1 point up to 3 times for every THB 25 spending with TMRW Credit Card
OR
Get The 1 point up to 2 times for every THB 25 spending with TMRW Debit Card
Maximum spending that is eligible for The 1 extra point is THB 10,000/customer/calendar month
You will get The 1 point in maximum of 3 times from the 4th month of successful account opening until December 31, 2021.
5th Benefit: Get 15% Cashback on 15 merchants from TMRW Credit Card Spending
More details Click Here
Introducing TMRW Cash Plus
Enjoy 0% interest for the first 2 billing cycles
when making minimum payment
How To Get The Rewards
Download the TMRW App via the icons below.
Ensure the promo code is filled in before you submit your application.
Look out for a pop-up with the promo code when you click “Apply Now”.
If there is no promo code, please close the app and click the referral link from The 1 again. The promo code should now appear on this screen.
Your promo code should also appear when you do a final check of your application.
If you don’t see the promo code on either screen, don’t worry! Just click this button and enter the Promo code from The 1 in the next screen.
Top up THB10,000 into your TMRW Everyday account and maintain the accounts balance until the end of the application month. If your TMRW accounts are opened from 16th of the application month onwards, you need to maintain the accounts balance until the end of the following month.
(You will receive an SMS with a link to the The 1 eCoupon within 30 days of fulfilling the requirement.)Spend THB2,000 on your TMRW Credit Card within 45 days of card approved.
(You will receive an SMS with a link to the The 1 eCoupon within 30 days of fulfilling the requirement.)Get The 1 point up to 10 times for every THB 25 spending with TMRW Credit Card and up to 5 times for every THB 25 spending with TMRW Debit Card.
(Maximum spending THB 10,000 per calendar month for 3 months and The 1 point calculation period will be continued from the successful TMRW account opening for the period of 3 months.)
Three easy ways to apply referral code from your friend
1. Click the Referral Link from Your Friend
You will be directed to download TMRW app (if you haven't) Look out for a pop-up with the referral code when you click “Apply Now”. If there is no referral code, please close the app and click the referral link from your friend again. The referral code should now appear on this screen.
2. Final Check
Your referral code should also appear when you do a final check of your application.
3. Insert Referral Code Directly
If you don’t see the referral code on either screen, don’t worry! Just click this button and enter the referral code from your friend‘s message in the next screen.
Make TMRW yours
Download the TMRW app on:
Terms & Conditions:
• TMRW Account or TMRW Credit Card applications during the period of June 1, 2021 - August 31, 2021 are eligible for this TMRW Partnership Programme.
• Employees of United Overseas Bank (Thai) Public Company Limited are eligible to participate in this Promotion only when applying for TMRW Credit Card. Employees applying for TMRW Account are not qualified for this Promotion.
- Get 2,400 The 1 Points (equivalent to THB 300) when you top up THB10,000** into your TMRW Everyday account and maintain the accounts balance until the end of the application month. If your TMRW accounts are opened from 16th of the application month onwards, you need to maintain the accounts balance until the end of the following month. (Remaining balance at month end will be calculated from both TMRW Everyday and TMRW Savings accounts together.)
- Get 7,200 The 1 Points (equivalent to THB 900) when you spend at least THB 2,000 on your TMRW Credit Card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, Instalment Payment Plan conversion, installment, and bill payment) within 45 days of TMRW Credit Card approval.
*1.3% p.a. interest for the first THB 1 million and 0.25% p.a. interest thereafter.
**THB300 eCoupon is equal to the increase of a deposit interest rate at the estimate of 3% per year for THB10,000 deposit balance.
Please click here for more Partnership Programme T&Cs.
The 1 Point up to 10 times Terms & Conditions:
1. Get The 1 point in maximum of 10 times when you open TMRW accounts and apply for TMRW Credit Card with "THE1TMRW0621" code.
- Get 9 extra The 1 points when you spend with TMRW Credit Card or;
- Get 4 extra The 1 points when you spend with TMRW Debit Card
- For every spending of THB 25 at Central Department Store (except Central Embassy)/ Robinson/ Tops/ Central Food Hall/ Tops market/ Tops SUPERSTORE/ Tops superkoom/ Tops daily/ Muji/ Marks & Spencer/ and FamilyMart.
- Maximum spending THB 10,000 per calendar month for 3 months
2. For The 1 point calculation, details are as follow;
- Successful account opening during 1-15: extra point will be calculated from the 1st day of next month.
- Successful account opening during 16-31: extra point will be calculated from the 15th day of next month.
- For TMRW Credit Card, the extra point will be calculated with the same period as above upon credit card approval date and continue from the successful TMRW account opening for the period of 3 months.
3. You will get The 1 point in maximum of 3 times on the 4th month from the successful TMRW account opening until December 31, 2021 per below details;
- Get 2 extra The 1 points when you spend with TMRW Credit Card or;
- Get 1 extra The 1 points when you spend with TMRW Debit Card
- For every spending of THB 25 at Central Department Store (except Central Embassy)/ Robinson/ Tops/ Central Food Hall/ Tops market/ Tops SUPERSTORE/ Tops superkoom/ Tops daily/ Muji/ Marks & Spencer/ and FamilyMart.
- Maximum spending THB 10,000 per calendar month
4. For TMRW Debit and Credit cards customer that the card was issued in Thailand only. The TMRW Debit and Credit cards customer must be an existing TMRW customer with account(s) in good standing and must be The 1 card member until the date we award the points to you.
5. On this program, TMRW customer allows United Overseas Bank (Thai) PCL., to disclose your mobile phone number that you have registered with us to The 1 Central Ltd., (“The 1”) for The 1 point recording to your The 1 membership account.
6. The successful registration on this program will be started when the mobile phone number of TMRW customer given to us is the same registered number on The 1 system.
7. In case of TMRW customer mobile phone number is not the same as registered on The 1 system, the TMRW customer must correct the mobile number before join this program.
8. For the payment with TMRW Debit or Credit physical card only, the spending transaction on all eWallet channels will be excluded.
TMRW Cash Plus Terms & Conditions:
1. This campaign is valid from June 1, 2021 - August 31, 2021 for new customers who apply for TMRW Cash Plus and get approved by September 16, 2021.
2. The bank will charge 0% interest for the first 2 billing cycles when making minimum payment. After that, the interest rate charged will be 25% per year.
3. The bank will charge interest, fines, service charges and any fees combined not more than the maximum interest rate set by the Bank of Thailand, in which the current maximum interest rate is 25% per year.
eCoupon to Redeem The 1 Point Terms & Conditions:
1. Customers will receive The 1 Point in the form of eCoupon SMS.
2. eCoupon can be used at customer service counter under Central group such as Central department store, Robinson, Supersports, Power Buy, B2S, Tops between June 1, 2021 – December 31, 2021.
3. Conditions of The 1 point are determined by Participating stores.
4. The 1 point will expire every 2 years from the date of redemption. The company will void all expired points at the end of second year.
5. The bank has no obligation to refund in case of cancellation.
6. United Overseas Bank (Thai) PCL and The 1 Central Ltd. reserve the right to arbitrate any controversy that may occur as a result of this activity.
7. Other terms and conditions are determined by United Overseas Bank (Thai) PCL and The 1 Central Ltd.
2. eCoupon can be used at customer service counter under Central group such as Central department store, Robinson, Supersports, Power Buy, B2S, Tops between June 1, 2021 – December 31, 2021.
3. Conditions of The 1 point are determined by Participating stores.
4. The 1 point will expire every 2 years from the date of redemption. The company will void all expired points at the end of second year.
5. The bank has no obligation to refund in case of cancellation.
6. United Overseas Bank (Thai) PCL and The 1 Central Ltd. reserve the right to arbitrate any controversy that may occur as a result of this activity.
7. Other terms and conditions are determined by United Overseas Bank (Thai) PCL and The 1 Central Ltd.