Your friend loves banking with us, now you can too!


TMRW, banking for the digital generation!

• Earn up to 4% interest when you save
• Up to 6% cashback on your TMRW Credit Card
• Receive reminders and alerts on upcoming spends and save in a fun way!

GET UP TO RP600.000 GOPAY BALANCE WHEN YOU APPLY, SAVE, AND SPEND

Rp200.000

GoPay balance

when you top up Rp1.500.000 into your TMRW Everyday Account and make 2 transactions using TMRW App/Debit Card/QR within 30 days of opening your account

+

Rp400.000

GoPay balance

when you spend Rp1.000.000 on your TMRW Credit Card within 45 days of your card approval date

How to get the rewards
  • Download the TMRW App via the icons below.

  • Ensure the referral code is filled in before you submit your application. Here’s how

  • Top up Rp1.500.000 into TMRW Everyday Account and make at least 2 transaction using TMRW App/Debit Card/QR within 30 days of opening your account. 
    (Your reward of Rp200.000 GoPay balance will be sent to the phone number you used to sign up for TMRW account within 5 working days of you fulfilling the requirement.)

  • Spend Rp1.000.000 on your TMRW Credit Card1 within 45 days of card approval date.
    (Your reward of Rp400.000 GoPay balance will be sent to the phone number you used to sign up for TMRW account within 5 working days of you fulfilling the requirement.)

DOWNLOAD THE TMRW APP HERE AND
SIGN UP TO ENJOY THE REWARDS

Be rewarded
for every successful referral

GET REWARDS VALUE UP TO RP350.000 WHEN YOUR FRIENDS APPLY, TOP UP AND SPEND
(Maximum rewards Rp1.000.000 per month for all successful referrals)

Rp100.000

when your friend tops up Rp1.500.000 and makes 2 transactions using TMRW App / Debit Card / QR within 30 days of opening his/her account.

+

Rp250.000

when your friend transact Rp1.000.000 with their TMRW Credit Card within 45 days of card approval date.

How to get the rewards
  • Send a referral invite to your friend.

  • Ensure that your friend opens a TMRW account with your referral code.

  • Get your rewards of Rp100.000 within 5 working days after your friend fulfils this requirement
    (Requirements for your friend: top up minimum Rp1.500.000 into their TMRW Everyday Account and make at least 2 transactions with their TMRW App / Debit Card/ QR or make deposits on their TMRW Savings Account (City of TMRW) within 30 days of opening the TMRW Everyday Account.)

  • Get additional rewards of Rp250.000 within 5 working days after your friend fulfils this requirement.
    (Requirement for your friend: Spend at least Rp1.000.000 with their TMRW Credit Card withing 45 days of card approved date)


Terms & Conditions The Friend Referral Programme:
  • The Friend Referral Programme campaign period is 1 September 2021 - 8 October 2021.
  • Qualification for Gifts under this Friend Referral Programme requires TMRW Account application to be submitted within the program period AND the fulfilment of relevant Qualified Actions by the Referred Friend subsequently.
  • TMRW Account and TMRW Credit Card application during the period of 1 September - 8 October 2021 are eligible for this friend referral programme
  • A Referrer will get rewards value of Rp100.000 cash credit if: (i) a Referred Friend’s application for TMRW Account is approved by us, (ii) the Referred Friend tops up a minimum sum of Rp1.500.000 into his/her TMRW Everyday Account, AND (iii) the Referred Friend makes at least 2 transactions using his/her TMRW App / Debit Card / QR / Save in TMRW Savings Account (City of TMRW) in any amount (excluding any kind of fund transfer & cash withdrawal), all within 15 days of the opening of the TMRW Account.
  • A referrer will get rewards value of Rp250.000 cash credit if: (i) a Referred Friend’s application for TMRW Credit Card is approved by us, (ii) Spend minimum Rp1.000.000 with his/ her TMRW Credit Card within 45 days of Your Referred Friend card approved.
  • Referrers may receive a maximum rewards of Rp1.000.000 per month for all successful referrals. Rewards will be calculated based on the date that the Referred Friend fulfills all the requirements.

Please click here for Friend Referral Programme T&Cs.