Terms and Conditions

Waktu Indonesia Nabung - Monthly Reward

  1. Program period 1 March– 31 December 2021
  2. Amount saved will be calculated based on the additional end of month balance, compared to end of month balance of the previous month.
  3. End of month balance will be calculated from the total end of month balance of TMRW Everyday and Savings Account as of 21.00 WIB on the last Business Day of the month.
  4. Customer will be rewarded according to the highest Win-o-meter level they achieved in each month.
  5. Customer must do at least 1 transaction to be eligible to win the prize at the particular month.

    The following transactions qualify for the promotion are transaction using TMRW Everyday Account:
    • Top up GoPay / OVO with TMRW Application with any amount
    • Bill payment with TMRW Application / Debit Card  with any amount
    • Spend using TMRW Application / Debit Card / QR with any amount
    • Saving to TMRW Savings Account (City of TMRW) with any amount

    The following transactions DO NOT qualify for the promotion:
    • Any kind of bank transfer 
    • Any kind of cash withdrawal with TMRW ATM / Debit Card
    • Any kind of cash advance on TMRW Credit Card
    • Any kind of transaction using UOB Account except TMRW Everyday Account
  6. The reward will be distributed within 10 Business Days of the following month. The GoPay balance reward will be sent to the phone number you used to sign up for TMRW. The e-voucher reward will be sent to you via notification in TMRW app.
    For reward details, click here.
Waktu Indonesia Nabung - Lucky Draw
  1. Program period 1 April – 31 December 2021.
  2. Customer is eligible for a WIN Lucky Draw when they achieve any WIN-o-meter level for 3 consecutive months leading up to the Draw with below details:
WIN Lucky Draw Lucky Draw Date Requirement Winner Announcement
Round 1 9 July 2021 Achieve any Win-o-meter level for 3 consecutive months from April to June 2021. Latest by 23 July 2021
Round 2 8 October 2021 Achieve any Win-o-meter level for 3 consecutive months from May to September 2021. Latest by 22 October 2021
Round 3 7 January 2022 Achieve any Win-o-meter level for 3 consecutive months from August to December 2021. Latest by 21 January 2022
  1. If a Customer achieves Win-o-meter level for more than 3 consecutive months, only the first 3 consecutive months will be counted for a lucky draw round.
  2. Lucky Draw chances will only eligible for 1 lucky draw, and won’t be counted in the next lucky draw round.
  3. The reward will be sent within 30 Business Days after winner announcement, within Indonesia territory only.
  4. Employee of PT Bank UOB Indonesia can't join the Lucky Draw program.
Waktu Indonesia Nabung - General
  1. Customer who wins has to have an active TMRW Saving/Everyday Account by the time the gifts to be distributed.
  2. The reward tax is borne by the Bank.
  3. PT Bank UOB Indonesia at any time at its own discretion, may amend the terms & conditions of the program, or terminate the program with a prior notice. .
  4. PT Bank UOB Indonesia, reserves the right to cancel the provision of reward if there is a fraudulent transaction or fraud against the terms of the program.
  5. By subscribing to this program, the customers have read, understood and agreed to all applicable terms and conditions.
  6. For further information, please contact UOB Contact Center at 14008.


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