We have updated our Terms and Conditions to serve you better. Read more

MAKE
TMRW
YOURS

Meet the digital bank that keeps you one step ahead.

BANKING AS YOU WANT IT

Enjoy full control over how you spend and save to help you plan ahead.

BANK SMARTER

NEVER MISS A PAYMENT
We will remind you of all the important ones before their payment due date.
Know how much you spend monthly
We show you your spending patterns so that you can spend and save better.
Account protection and peace of mind
We will alert you instantly on new or unusual transactions so that you're always in control.

Saving made fun and easy

Build your own city and watch it grow the more you save.

Earn up to 1.6% p.a. interest
Save for your dreams with up to 1.6% p.a. interest earned from your first baht.
WE'LL HELP YOU SAVE
Save the way you like - small amounts or regular top ups - we do it for you automatically.

BANKING MADE SIMPLE

Your bank is on your phone - everything is just a click away even when you need help!

HELP IS A CHAT AWAY

No more endless hold, no more repeating of your requests. 

Get instant help 24/7 - just chat on our app 

YOUR PERSONAL BANKING FEED

Your very own dashboard
Scroll through your banking information just like your FB or IG feed - what you see is what is most important to you.
Easy app use
A menu is so yesterday. We take you directly to the banking you need to do through easy taps and swipes.
NO HIDDEN SURPRISES
Not all surprises are good – especially if they are charges and fees! Say yay to fee-free banking payments and transfers and if there are charges, we will let you know before you are charged.

EARN MORE, ENJOY MORE

Get money back on your credit card spend!

Is it awesome or what?

Enjoy up to 3% cashback on your credit card

Every dollar you spend gives you money back
Get 2% cashback on dining, travel and department store spends, and 1% cashback on all other spends with your TMRW credit card.
Earn higher cashback & choose your favourite cashback categories
Unlock higher cashback of 3% the next month when you make 2 bill payments and 2 fund transfers on your TMRW Everyday account. And you also get to choose 3 of your favourite spend categories to earn your 3% cashback.

 

Terms and conditions

  1. For each calendar month, you can earn up to THB100 in each of the default dining, travel and department store categories or in the 3 cashback categories that you have selected.
  2. The total amount of cashback which may be awarded for your TMRW Credit Card is capped at THB2,000 each calendar month.
  3. TMRW Credit Card spend eligible for cashback excludes cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, instalment and bill payment.

Click here for full details.

TREATS FOR YOU

Dive into our treasure chest of discounts and privileges that will put a smile on your face!

QUESTIONS YOU MIGHT HAVE

We have the answers right here!

FREQUENTLY ASKED QUESTIONS

What do I get with the TMRW Account?

You get the best of both worlds! A fee-free everyday account for your daily banking, together with a savings account that gives you higher interest.

No fees and higher interest? Tell me more.

With TMRW Everyday Account, you'll get: 

  • Free cash withdrawals
  • Free fund transfers and bill payments
  • No monthly fees or minimum balance requirement
  • 0.10% interest per annum on your balance
  • A debit card with annual fee of THB250. Don’t worry, it’s free for the first year

 

Save for your dreams with TMRW Savings Account and enjoy:

  • A high interest rate of 1.6% per annum on your balance
  • A fun and easy way to save with our unique savings goal feature
  • No monthly fees or minimum balance requirement
What's so great about the TMRW Credit Card?

It is awesome! You can get back up to THB2,000 in cashback a month.

Here's how:

  • 2% cashback on these 3 categories; dining, department store and travel spend.

If you make 2 fund transfers and 2 bill payments in the same month, you get to choose your preferred 3 categories to earn 3% cashback instead in the next month.

  • 1% cashback on everything else.

The annual fee is THB2,000 per year. Don't worry, it's free for the first year.

Click here for full T&C

What do I need to sign up for a TMRW Account and credit card?

For the TMRW Account, you just need your ID Card to show that you are a Thai national and 20 years old and above.

To apply for TMRW Credit Card, you'll need your Income Statement to show that you earn at least THB15,000 per month.

I'm having difficulties getting my income documents. What should I do?

That's OK. You can upload your documents at a later time, as long as it is within 14 days upon submission of your application.

I'm a UOB customer, is signing up easier?

You just need to download the TMRW app and log in using your UOB Internet Banking username and password.

 

If you've forgotten your login details (don’t worry, it happens), there are instructions in the app to help you reset your password.

Do I need to be good looking to apply?

Yes, and you qualify!