Your friend loves banking with us, now you can too!


TMRW, banking for the digital generation.

• Earn  1.3% interest when you save
• Get up to 3% cashback on your TMRW Credit Card
• Receive reminders and alerts on upcoming spends and save in a fun way!

GET THB900 WHEN YOU APPLY, SAVE AND SPEND1

THB900

Cash Credit

when you complete your application at any TMRW kiosks within 14 days and spend THB2,000 on your TMRW Credit Card within 45 days of the TMRW Credit Card approval.

Apply for TMRW Account & TMRW Credit Card

Get 3% cashback on 3 lifestyle categories of your choice!

 

Plus enjoy 15% cashback with 15 merchants, and other special deals just for you!

Find out more!

How to get the rewards
  1. Download the TMRW App via the icons below.
  2. Ensure the referral code is filled in before you submit your application.


    Look out for a pop-up with the referral code when you click
    “Apply Now”.

    If there is no referral code, please close the app and click the referral link from your friend again. The referral code should now appear on this screen.





    Your referral code should also appear when you do a final check of your application.





    If you don’t see the referral code on either screen, don’t worry! Just click this button and enter the referral code from your friend's message in the next screen.



  3. Spend THB2,000 on your TMRW Credit Card within 45 days of the TMRW Credit Card approval.
    (Your cash incentive of THB900 will be credited to your TMRW Everyday Account within 30 days of fulfilling the requirement.)
DOWNLOAD THE TMRW APP HERE AND
SIGN UP TO ENJOY THE REWARDS

Be rewarded
for every successful referral

Get THB1,200 when your friends apply, save and spend1

Maximum cash credit THB10,000 per calendar month for all successful referrals

Get THB1,200

Cash Credit

when your friend spends THB2,000 on his/her TMRW Credit Card within 45 days of his/her credit card approval.

Invite your friends for more2

Get THB1,500

Cash Credit

when you successfully refer 3 or more friends with approved TMRW Account AND TMRW Credit Card, and meet spending conditions2.

----------------------- OR -----------------------

 

Get THB8,000

Cash Credit

when you successfully refer 10 or more friends with approved TMRW Account AND TMRW Credit Card, and meet spending conditions2.

HOW TO GET THE REWARDS
  • Send a referral link to your friend.
    (Please keep the Referral Link and code for future use. The link and code will be valid during this programme period.)

  • Wait for your friend to apply for TMRW with your referral code.

  • Your cash incentive of THB1,200 will be credited to your TMRW Everyday Account within 30 days after your friend fulfills the requirement.
    (Your Friend spends THB2,000 into his/her TMRW Credit Card within 45 days of his/her credit card approval.)


1Terms & Conditions:
• Applications for both TMRW Account AND TMRW Credit Card during the period of 1 July, 2020 – 30 September, 2020 are eligible for this Friend Referral Programme.
• We have the discretion to make decisions on all matters relating to this Promotion, including but not limited to eligibility, approving or declining any application, and investigating or declining applications made fraudulently or for illegitimate purposes such as gaming. Where we determine your participation in this Promotion to be illegitimate or inappropriate, we may take such further action as we deem fit including but not limited to closing or terminating one or all of your Accounts, Cards, and/or Services without prior notice to you.

For the Referrer:
• The Referrer will get THB1,200 cash credit when (i) a Referred Friend’s applications for both TMRW Account AND TMRW Credit Card are approved by us, AND (ii) the Referred Friend spends at least THB2,000 on his/her TMRW Credit Card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within 45 days of the TMRW Credit Card approval.
• Referrers may receive a maximum cash credit THB10,000 per calendar month for all successful referrals under this Friend Referral Programme. Cash credit will be calculated based on the date that the Referred Friend fulfills all the requirements.

For the Referred Friend:
• The Referred Friend will get THB900 cash credit when (i) he/she applies for a TMRW Account and a TMRW Credit Card, (ii) he/she completes the authentication process at any TMRW Kiosk within 14 days from the application date, (iii) his/her applications for both TMRW Account AND TMRW Credit Card are approved by us, AND (iv) he/she spends at least THB2,000 on his/her TMRW Credit Card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within 45 days of the TMRW Credit Card approval.

2Terms & Conditions for On-Top Reward:
• The Referrer can invite your friends to apply for TMRW Account and a TMRW Credit Card during 1 August - 30 September, 2020. The Referred Friend needs to submit the application within 30 September, 2020 and gets TMRW Account and a TMRW Credit Card APPROVED within 15 October, 2020.
• The Referrer will get THB1,500 cash credit when 3 or more Referred Friends got TMRW Account AND TMRW Credit Card approved. (On-top Reward 1); OR
• The Referrer will get THB8,000 cash credit when 10 or more Referred Friends got TMRW Account AND TMRW Credit Card approved. (On-top Reward 2)
• To be eligible for the On-Top Reward, each of the approved TMRW Credit Cards of the Referred Friends must have spending at least THB2,000 (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within 45 days of the TMRW Credit Card approval.
• The Referrer will be entitled to only 1 On-Top Reward throughout the campaign period.
• The prizes under this campaign will not be subject to the maximum cash credit of THB10,000 per calendar month applicable to the normal Friend Referral Programme.
• The On-Top Reward will be credited to the Referrer's TMRW Everyday Account within 11 December, 2020.

Please click here for Friend Referral Programme T&Cs.