We would like to help you through these challenging times of COVID-19. The minimum loan repayment rates on your credit card have already been lowered from April 2020. The outstanding repayment balances can also be adjusted upon request. Find out more

 

Your friend loves banking with us, now you can too!


TMRW, banking for the digital generation.

• Earn up to 1.3% interest when you save
• Get up to 3% cashback on your TMRW Credit Card
• Receive reminders and alerts on upcoming spends and save in a fun way!

GET UP TO THB 1,100 WHEN YOU APPLY, SAVE AND SPEND1

THB200

e-Coupon

when you complete your application at any TMRW kiosks within 14 days. The authentication done after 30 June 2020 will not be eligible for
e-Coupon.

+

THB900

Cash Credit

when you spend THB2,000 on your TMRW Credit Card within 45 days of the TMRW Credit Card approval.

Apply for TMRW Account & TMRW Credit Card

Get 3% cashback on 3 lifestyle categories of your choice!

 

Plus enjoy 15% cashback with 15 merchants, and other special deals just for you!

Find out more!

How to get the rewards
  1. Download the TMRW App via the icons below.
  2. Ensure the referral code is filled in before you submit your application.


    Look out for a pop-up with the referral code when you click
    “Apply Now”.

    If there is no referral code, please close the app and click the referral link from your friend again. The referral code should now appear on this screen.





    Your referral code should also appear when you do a final check of your application.





    If you don’t see the referral code on either screen, don’t worry! Just click this button and enter the referral code from your friend's message in the next screen.



  3. Spend THB2,000 on your TMRW Credit Card within within 45 days of the TMRW Credit Card approval.
    (Your cash incentive of THB900 will be credited to your TMRW Everyday Account within 30 days of fulfilling the requirement.)
DOWNLOAD THE TMRW APP HERE AND
SIGN UP TO ENJOY THE REWARDS

Be rewarded
for every successful referral

Get up to THB1,200 when your friends apply, save and spend1

Maximum cash credit THB10,000 per calendar month for all successful referrals

THB1,200 Cash Credit

when your friend spends THB2,000 on his/her TMRW Credit Card within 45 days of his/her credit card approval.

HOW TO GET THE REWARDS
  • Send a referral link to your friend.
    (Please keep the Referral Link and code for future use. The link and code will be valid during this programme period.)

  • Wait for your friend to apply for TMRW with your referral code.

  • Your cash incentive of THB1,200 will be credited to your TMRW Everyday Account within 30 days after your friend fulfills the requirement.
    (Your Friend spends THB2,000 into his/her TMRW Credit Card within 45 days of his/her credit card approval.)


1Terms & Conditions:
• Applications for both TMRW Account AND TMRW Credit Card during the period of 1 – 30 June, 2020 are eligible for this Friend Referral Programme.
• This Friend Referral Programme is for selected existing TMRW customers who receive a marketing card/ push notification from us in the TMRW application only.
• We reserve the right to determine selection and eligibility for participation in this Friend Referral Programme.
• We have the discretion to make decisions on all matters relating to this Promotion, including but not limited to eligibility, approving or declining any application, and investigating or declining applications made fraudulently or for illegitimate purposes such as gaming. Where we determine your participation in this Promotion to be illegitimate or inappropriate, we may take such further action as we deem fit including but not limited to closing or terminating one or all of your Accounts, Cards, and/or Services without prior notice to you.

For the Referrer:
• The Referrer will get THB1,200 cash credit when (i) a Referred Friend’s applications for both TMRW Account AND TMRW Credit Card are approved by us, AND (ii) the Referred Friend spends at least THB2,000 on his/her TMRW Credit Card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within 45 days of the TMRW Credit Card approval.
• Referrers may receive a maximum cash credit THB10,000 per calendar month for all successful referrals under this Friend Referral Programme. Cash credit will be calculated based on the date that the Referred Friend fulfills all the requirements.

For the Referred Friend:
• The Referred Friend will get THB200 eCoupon when (i) he/she applies for a TMRW Account and/ or a TMRW Credit Card, AND (ii) he/she completes the authentication process at any TMRW Kiosk within 14 days from the application date. The authentication done after 30 June 2020 will not be eligible for e-Coupon.
• The Referred Friend will get THB900 cash credit when (i) his/her applications for both TMRW Account AND TMRW Credit Card are approved by us, AND (ii) he/she spends at least THB2,000 on his/her TMRW Credit Card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within 45 days of the TMRW Credit Card approval.


Please click here for Friend Referral Programme T&Cs.