The Minimum Loan Repayment rate has been decreased to
min. payment 5%
min. payment 8%
min. payment 10%
The minimum payment amount will be automatically adjusted in your bill, from April 2020 onwards. You do not need to contact TMRW.
You can also request for the following:
Defer the principal and interest payments for 3 cycles
Convert your outstanding balance* into an installment plan of up to 48 months
(For direct impacted customers as per the Bank criteria, interest rate will be adjusted to 12%)
*Excluding installment transaction occurred before joining this programme
Customers are able to register this Financial Assistance Program from now till 30 June 2020 through:
Once you are on 3% cashback, you can change the preselected categories to your
preferred categories any time in the month and see the rebate details by
tapping on "View Categories".
Here is how it works:
By default, you will be earning 2% cashback* for dining, department store
and travel (preselected categories). For the rest of the categories, you will
be earning 1% cashback.
Once you make 2 bill payments and 2 fund transfers within a month, you will
be eligible for 3% cashback in the following month for preselected
categories. You can make changes to the preselected categories to become your
preferred** categories once you are on 3% cashback. For the rest of the
categories, cashback rate will remain at 1%.
Your cashback will be credited on the second working day of the following
Please take note that cashback rate and categories will fall back to
default setup next month if 2 funds transfers and bill payment is not made in
*Cashback is only applicable for credit card transactions
**3 categories can be selected as preferred categories.
Here is an example:
Mr.Tony made 2 fund transfers and 2 bill payments by 15 October. He can
make changes to his preselected categories any time in November to start
enjoying 3% cashback on preferred
categories for his transactions between 1-30 November.
He will be credited 3% cashback for his preselected/desired categories and
1% for transactions of other categories on the second working day in
In Nov, he will be credited 2% cashback for his preselected categories and
1% for rest of the categories for his transactions between 1-31 October.