The Minimum Loan Repayment rate has been decreased to
Year 2020-2021
min. payment 5%
Year 2022
min. payment 8%
Year 2023
min. payment 10%
The minimum payment amount will be automatically adjusted in your bill, from April 2020 onwards. You do not need to contact TMRW.
You can also request for the following:
Defer the principal and interest payments for 3 cycles
Convert your outstanding balance* into an installment plan of up to 48 months
(For direct impacted customers as per the Bank criteria, interest rate will be adjusted to 12%)
*Excluding installment transaction occurred before joining this programme
Customers are able to register this Financial Assistance Program from now till 30 June 2020 through:
For iOS, use Safari / For Andriod, use Google Chrome Browser
You can check the weekly summary of top transactors through the URL that you received in the SMS after successful registration.
Specific Terms and Conditions for Spend TMRW Smile Together (1st Challenge)
Check the weekly summary on the leader board page at https://tmrwbyuobsmiletogether.buzzebees.com/leaderboard , where the top 50 transactors will be listed. You must search a 4-character registered name, which will be combined with the last 4-digits of your TMRW Debit Card or TMRW Credit Card number to be listed on the leader board (e.g. ABCD1234). If you are not among the top 50 transactors on the leader board, you may search for your ranking by entering your registered name in the search box.
The top 25 transactors will get 1 TMRW Smile Gift as selected during registration. Participants can select 1 prize from the following 9 prizes. Selected prize cannot be changed. (1) iPhone 12 Pro Max 512 GB valued 51,900 THB (unofficial price), distributed by GW Revolution Co., Ltd.
(2) iPad Pro 11" Cellular 512GB valued 43,400 THB and Apple Pencil 2 valued 4,490 THB, total valued 47,890 THB, distributed by GW Revolution Co., Ltd.
(3) Apple 13" MacBook Pro with Touch Bar: 1.4GHz Quad-core 8th Generation Intel Core i5, 512GB valued 49,900 THB, distributed by GW Revolution Co., Ltd.
(4) Samsung Galaxy Note20 Ultra 5G 256GB value 42,900 THB and Samsung Galaxy Buds Live valued 6,990 THB, total valued 49,890 THB, distributed by GW Revolution Co., Ltd.
(5) B&O Beolit 20 Bluetooth Speaker valued 21,900 THB and B&O H9 3rd Gen Wireless Bluetooth Headphones valued 21,900 THB, total valued 43,800 THB, distributed by GW Revolution Co., Ltd.
(6) Dyson Set total valued 55,800 THB, distributed by GW Revolution Co., Ltd.
(7) NESPRESSO Creatista Plus valued 23,500 THB and NESPRESSO Club Credit valued 20,000 THB, total valued 43,500 THB, distributed by GW Revolution Co., Ltd.
(8) SONY ILCE-6400M/B APS-C Camera Body + E 18-135mm 24.2MP valued 46,900 THB, distributed by GW Revolution Co., Ltd.
(9) Motorized Treadmill X5 - DC 4.5HP motor SH-5517 (X5-DC) valued 49,000 THB, distributed by Nestlé (Thai) Co., Ltd.
Limit of 1 prize/ customer/ campaign period
If a prize has not been delivered by the service provider within the delivery period, we reserve the right to substitute the prize with another of similar value in our discretion.
Prizes cannot be exchanged for cash or transferred to others.
The recipient of the prize must pay 5% withholding tax from the value of the prize as ordered by the Revenue Department.
Prizes will be delivered by March 31, 2021 (Bank will contact 25 winners by February 28, 2020 to inform details.)
We are not responsible or liable for any aspect of the prizes. Disputes regarding the prize must be resolved with the merchant directly.
If we detect any fraudulent, gaming, or inappropriate activity in your participation in this Promotion, we may disqualify you immediately and you shall not be eligible for the prize or shall be required to return or refund us the value of the prize if already awarded.
We have the discretion to make decisions on all matters relating to this Promotion and our decision shall be final.
By participating in this Promotion, you consent to us using your name, image or any text provided by you in any of our advertising, marketing, or promotional materials.
Employee of UOB(Thai)Publoc Company Limited who are involved in the Promotion are not eligible to participate in (1st Challenge)