| Year 2020-2021 | min. payment 5% |
| Year 2022 | min. payment 8% |
| Year 2023 | min. payment 10% |
Make TMRW yours - Apply now
Get up to THB1,200 cashback on ShopBack account when you save and spend with TMRW
Meet TMRW, the Digital Bank for Gen-Y
- • Earn 1.3% p.a. interest for the first THB 1 million*
- • Up to 3% cashback on your TMRW Credit Card
- • Receive reminders and alerts on upcoming spends and save in a fun way!
Get them & Enjoy Cashback up to THB1,200!
THB300
ShopBack Cashback Code
when you complete your application at TMRW kiosks with your ID card within 14 days plus top up THB10,000 into your TMRW Everyday account and maintain the accounts balance according to the condition.
If you have difficulties going to TMRW kiosk, you can use mobile authentication service, simply chat with us.
+
THB900
ShopBack Cashback Code
when you spend THB2,000 on your TMRW Credit Card within 45 days of card approved.
Introducing TMRW Cash Plus
Enjoy 0% interest for the first 2 billing cycles
when making minimum payment
How To Get The Rewards
Download the TMRW App via the icons below.
Ensure the referral code is filled in before you submit your application.
Look out for a pop-up with the referral code when you click “Apply Now”.
If there is no promo code, please close the app and click the referral link from ShopBack again. The promo code should now appear on this screen
Your referral code should also appear when you do a final check of your application.
If you don’t see the referral code on either screen, don’t worry! Just click this button and and enter the promo code “SHPBTMRW0721” in the next screen.
Top up THB10,000 into your TMRW Everyday account and maintain the accounts balance until the end of the application month. If your TMRW accounts are opened from 16th of the application month onwards, you need to maintain the accounts balance until the end of the following month.
(You will receive an SMS with a link to the ShopBack Cashback Code within 30 days of fulfilling the requirement.)Spend THB2,000 on your TMRW Credit Card within 45 days of card approved.
(You will receive an SMS with a link to the ShopBack Cashback Code within 30 days of fulfilling the requirement.)
Three easy ways to apply referral code from your friend
1. Click the Referral Link from Your Friend
You will be directed to download TMRW app (if you haven't) Look out for a pop-up with the referral code when you click “Apply Now”. If there is no referral code, please close the app and click the referral link from your friend again. The referral code should now appear on this screen.
2. Final Check
Your referral code should also appear when you do a final check of your application.
3. Insert Referral Code Directly
If you don’t see the referral code on either screen, don’t worry! Just click this button and enter the referral code from your friend‘s message in the next screen.
Make TMRW yours
Download the TMRW app on:
Terms & Conditions:
• TMRW Account or TMRW Credit Card applications during the period of 1 July - 30 September, 2021 are eligible for this TMRW Partnership Referral Programme.
• Employees of United Overseas Bank (Thai) Public Company Limited are eligible to participate in this Promotion only when applying for TMRW Credit Card. Employees applying for TMRW Account are not qualified for this Promotion.
• Get THB300 ShopBack cashback code when when you top up THB10,000** into your TMRW Everyday account and maintain the accounts balance until the end of the application month. If your TMRW accounts are opened from 16th of the application month onwards, you need to maintain the accounts balance until the end of the following month. (Remaining balance at month end will be calculated from both TMRW Everyday and TMRW Savings accounts together.)
• Get THB900 ShopBack cashback code when you spend at least THB 2,000 on your TMRW Credit Card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, Instalment Payment Plan conversion, installment, and bill payment) within 45 days of TMRW Credit Card approval.
*1.3% p.a. interest for the first THB 1 million and 0.25% p.a. interest thereafter.
**THB300 cashback code is equal to the increase of a deposit interest rate at the estimate of 3% per year for THB10,000 deposit balance.
TMRW Cash Plus Terms & Conditions:
1. This campaign is valid from 1 July, 2021 - 30 September, 2021 for new customers who apply for TMRW Cash Plus and get approved by 16 October, 2021.
1. This campaign is valid from 1 July, 2021 - 30 September, 2021 for new customers who apply for TMRW Cash Plus and get approved by 16 October, 2021.
2. The bank will charge 0% interest for the first 2 billing cycles when making minimum payment. After that, the interest rate charged will be 25% per year.
3. The bank will charge interest, fines, service charges and any fees combined not more than the maximum interest rate set by the Bank of Thailand, in which the current maximum interest rate is 25% per year.
ShopBack Cashback Terms & Conditions:
- This ShopBack cashback code can be used with ShopBack application only.
- This ShopBack cashback code is valid from 1 July - 31 December, 2021.
- The cashback code will not show right after applying the TMRW. The customer need to complete the conditions of TMRW accounts to earn the cashback code from TMRW.
- This campaign is for the new and current ShopBack customers applying TMRW during the period of 1 July - 30 September, 2021 with "SHPBTMRW0721" campaign code upon application submission and complete the authentication at TMRW kiosks within 14 days after submit the application. (1 Application per 1 ShopBack Account)
- For the customer who apply this campaign through ShopBack campaign only.
- ShopBack reserves the right to cancel the cashback transactions in case of incomplete application, incomplete conditions fulfillment on TMRW account, or fraudulent or dishonest conduct.
- United Overseas Bank (Thai) PCL and ShopBack reserves the right to arbitrate any controversy that may occur as a result of this activity.