Get cash credit to your account when you invite your friends to save and spend with TMRW


Step 1
: Referrers get upto THB1,200/ Friends get upto THB3,300
Step 2: Referrers get iPad Gen 9 valued THB11,400 when succesfully refer at least 5 friends
or iPhone 13 mini THB25,900 when successfully refer at least 10 friends or more 

Step 1

Referrers get up to THB 1,2001

THB 300

into TMRW Everyday account

when your friend apply TMRW + and top up THB5,000 into TMRW Everyday account + spend at least 1 transaction within 30 days 
(bill payment/ debit card spending + QR code payment)

+

THB 900

into TMRW Everyday account

when your friend spends at least THB4,000 on his/her TMRW Credit Card within the 1st-31st of the following month after TMRW Credit Card approval

GET UP TO THB3,300 WHEN YOU APPLY, SAVE AND SPEND1

THB300

into TMRW Everyday Account

when you apply TMRW + and top up THB5,000 into TMRW Everyday account + spend at least 1 transaction within 30 days 
(bill payment/ debit card spending + QR code payment)

 

+

Get 50% Cashback

into TMRW Credit Card account

when you spend via TMRW credit card on dining category (Max THB500/calendar month, Max THB3,000/ entire campaign) for 6 consecutive months

Required spending at least THB4,000 per month on your TMRW Credit Card during the 50% cashback period

Step 2

All REWARD to REFERRERS BY STEP

How to share Link to refer friends
  • Open TMRW app and click the profile menu at top-left, then click refer friend. You can send invitation link to friends via many channels. (Recommend you to keep link and code for futuer use. Code will be expired according to the program period).

  • Have your friend apply TMRW with your referral code, save, and spend upon condition.

  • You will receive THB300 into TMRW Everyday Account within 45 days after your friend fulfill the requirement. (when your friend apply TMRW, top up THB5,000 into TMRW Everyday Account and maintain upon condition + do 1 transaction within 30 days (bill payment/ spend via debit card/ QR code payment)

  • You will receive THB900 into TMRW Everyday Account within 45 days after you friend fulfills the requirement. (When your friend spends via TMRW credit card at least THB4,000 accumuluated within 1-31 of the next month after approving credit card).

How to get the rewards from friend referral
  • Send a referral link to your friend.
    (Please keep the Referral Link and code for future use. The link and code will be valid during this programme period.)

  • Wait for your friend to apply for TMRW with your referral code and fulfill the conditions.

  • Your cash incentive of THB 300 will be credited to your TMRW Everyday Account within 45 days after your friend fulfills the requirement.
    (when your friend apply TMRW + and top up THB5,000 into TMRW Everyday account + spend at least 1 transaction within 30 days (bill payment/ debit card spending + QR code payment))

  • Your cash incentive of THB 900 will be credited to your TMRW Everyday Account within 45 days after your friend fulfills the requirement.
    (when your friend spends at least THB4,000 on his/her TMRW Credit Card within the 1st-31st of the following month after TMRW Credit Card approval)

How To Get The Rewards
  • Download the TMRW App via the icons below.

  • Ensure the referral code is filled in before you submit your application.



    Look out for a pop-up with the referral code when you click
    “Apply Now”.

    If there is no referral code, please close the app and click the referral link from your friend again. The referral code should now appear on this screen





    Your referral code should also appear when you do a final check of your application.





    If you don’t see the referral code on either screen, don’t worry! Just click this button and enter the referral code in the next screen.



  • Top up THB5,000 into your TMRW Everyday account and maintain the accounts balance until the end of the application month. If your TMRW accounts are opened from 16th of the application month onwards, you need to maintain the accounts balance until the end of the following month + spend 1 transaction
    (You will receive THB300 into TMRW Everyday account.)

  • Get 50% cashback when you spend via TMRW credit card for dining transaction (Max THB500/ calendar month) for 6 consecutive months. Required spending at least THB4,000 per month on your TMRW Credit Card during the 50% cashback period.
    (You will receive cash credit into TMRW credit card.)

DOWNLOAD THE TMRW APP HERE AND
SIGN UP TO ENJOY THE REWARDS
How to get the rewards from friend referral
  • Send a referral link to your friend.
    (Please keep the Referral Link and code for future use. The link and code will be valid during this programme period.)

  • Wait for your friend to apply for TMRW with your referral code and fulfill the conditions.

  • Your cash incentive of THB 300 will be credited to your TMRW Everyday Account within 45 days after your friend fulfills the requirement.
    (when your friend apply TMRW + and top up THB5,000 into TMRW Everyday account + spend at least 1 transaction within 30 days (bill payment/ debit card spending + QR code payment))

  • Your cash incentive of THB 900 will be credited to your TMRW Everyday Account within 45 days after your friend fulfills the requirement.
    (when your friend spends at least THB4,000 on his/her TMRW Credit Card within the 1st-31st of the following month after TMRW Credit Card approval)

1Terms & Conditions:

• Applications for both TMRW Account AND TMRW Credit Card during the period of 1 July – 30 September 2022 are eligible for this Friend Referral Programme.
• We have the discretion to make decisions on all matters relating to this Promotion, including but not limited to eligibility, approving or declining any application, and investigating or declining applications made fraudulently or for illegitimate purposes such as gaming. Where we determine your participation in this Promotion to be illegitimate or inappropriate, we may take such further action as we deem fit including but not limited to closing or terminating one or all of your Accounts, Cards, and/or Services without prior notice to you.
• Where the Referred Friend is an employee of United Overseas Bank (Thai) Public Company Limited, both Referrer and Referred Friend are not eligible to participate in this Promotion where it relates to the TMRW Account.

For the Referrer:
• The Referrer will get THB300 cash credit when:
(i) a Referred Friend’s application for TMRW Account is approved,
(ii) the Referred Friend deposits THB5,000 into his/her TMRW Everyday Account, AND
(iii) (a) in cases of TMRW Accounts opened on the 1st to the 15th of the month, maintains the balance of THB5,000 or higher in his/her TRMW Everyday Account and/or TMRW Savings Account until the end of the same month; OR (b) in cases of TMRW Accounts opened on the 16th to the 31st of the month, maintains the balance of THB5,000 or higher in his/her TMRW Everyday Account and/or TMRW Savings Account until the end of the next calendar month, AND
(iv) the Referred Friend spend 1 transaction of TMRW Debit Card Payment or Bill Payment or QR Payment with minimum spending of THB 100 (excluding ATM withdrawals) within 30 days of opening his/her TMRW Account.; The bank will credit money into TMRW Everyday account within 45 days from the end of every month.

• The Referrer will get THB900 cash credit when:
(i) a Referred Friend’s application for TMRW Credit Card is approved, AND
(ii) the Referred Friend spends at least THB4,000 on his/her TMRW Credit Card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within the 1st-31st of the following month after TMRW Credit Card approval, AND
(iii) the Referred Friend must be new customers who never use TMRW or/and UOB Credit Cards, or has cancelled the products for more than 6 months.; The bank will credit money into TMRW Credit Card account within 45 days from the end of every month.

For the Referred Friend:
• The Referred Friend will get THB300 cash credit when:
(i) his/her application for TMRW Account is approved,
(ii) he/she deposits at least THB5,000 into his/her TMRW Everyday Account, AND
(iii) (a) in cases of TMRW Accounts opened on the 1st to the 15th of the month, maintains the balance of THB5,000 or higher in his/her TRMW Everyday Account and/or TMRW Savings Account until the end of the same month; OR (b) in cases of TMRW Accounts opened on the 16th to the 31st of the month, maintains the balance of THB5,000 or higher in his/her TMRW Everyday Account and/or TMRW Savings Account until the end of the next calendar month., AND
(iv) he/she spends 1 transaction of TMRW Debit Card Payment or Bill Payment or QR Payment with minimum spending of THB 100 (excluding ATM withdrawals) within 30 days of opening his/her TMRW Account.; The bank will credit money into TMRW Everyday account within 45 days from the end of every month.

• The Referred Friend will get 50% cashback from dining transactions up to THB3,000 when:
(i) his/her application for TMRW Credit Card is approved during 1 July - 30 September 2022, AND
(ii) he/she spends at least THB4,000 per month on his/her TMRW Credit Card during the 50% cashback period (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), AND
(iii) he/she must be new customers who never use TMRW or/and UOB Credit Cards, or has cancelled the products for more than 6 months., AND
(iv) he/she get 50% cashback for dining transactions for 6 months with maximum cashback 500 baht/month beginning on the 1st day of the following month of credit card approval. The Spending participated in this cashback promotional benefit will be calculated only from dining transactions using MCC (Merchant Category Code) defined by VISA and MasterCard as followed: Caterers (5811), Eating Places and Restaurants (5812), Drinking Places (5813), Fast Food Restaurants (5814), Candy, nut and confectionery Stores (5441), Bakeries (5462), Package Stores –Beer, Wine and Liquor (5921) (Exclude Hotel Restaurants), and calculated based on the transaction date.

• Referrers will get iPad Gen 9 valued THB11,400 when

1) Invite friends to apply TMRW account and credit card for 5 persons but less than 10 persons
2) Referred friends spend at least THB4,000 via TMRW credit card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within the 1st-31st of the following month after TMRW Credit Card approval, AND
3) Referrerd friends must be customers who never use TMRW or/and UOB Credit Cards, or has cancelled the products for more than 6 months; The bank will credit money into TMRW Credit Card account within 45 days from the end of every month.

• Referrers will get iPhone 13 mini valued THB 25,900 when
1)  Invite friends to apply TMRW account and credit card for 10 persons or more.
2) Referred friends spend at least THB4,000 via TMRW credit card (excluding any spend on money exchange, cash advance, mutual fund, transfer fee, insurance, interest, fees, IPP conversion, installment, and bill payment), within the 1st-31st of the following month after TMRW Credit Card approval, AND
3) Referrerd friends must be customers who never use TMRW or/and UOB Credit Cards, or has cancelled the products for more than 6 months; The bank will credit money into TMRW Credit Card account within 45 days from the end of every month.

Bank will deliver iPad Gen 9 or iPhone 13 mini to the success Referrers according to the address given to Bank via TMRW application within 120 days after this Friend Referral Campaign ends.

• Referrers will get only one reward between iPad Gen 9 or iPhone 13 mini, upon the tier of success referral.
• The Bank reserves the right for reward color decision and the prize is not refundable or redeemable for cash or any other goods or services.
• Referrers who get the prize must pay 5% withholding tax from the value of the prize as ordered by the Revenue Department.
• The Bank reserves the right to change or cancel the programme upon the prior notice.
• The Bank reserves the right to replace or substitute the prize with any item of equivalent or similar value, without prior notice or reason (and the Bank shall not be obliged to disclose its reason).
• The Bank makes no warranty or representation as to the quality, merchantability of fitness for purpose of the goods and services bought and accepts no liability for the services provied by any merchant or service provider.
• By participating in this programme, the Referrers consent the Bank to use name, image or any text provided by you in any of the Bank's advertising, marketing, or promotional materials.
• The Bank has discretion to make decisions on all matters relating to this programme and the Bank's decision shall be final.

• Please click here for more Friend Referral Programme T&Cs.